
Terms & Conditions
Welcome to Kelley Accounting & Financial Services. These Terms and Conditions ("Terms") govern your use of our website located at [Your Website URL, e.g., www.kelleyaccounting.com] (the "Site") and any services or products offered through the Site.
By accessing or using our Site, you agree to be bound by these Terms. If you do not agree with these Terms, please do not access the Site.
1. Use of the Site
You are granted a limited license to access the Site for personal, non-commercial use, and to purchase our digital products or book our services. You agree not to:
- 
Use the Site in any way that violates any applicable federal, state, or local law.
 - 
Reproduce, duplicate, copy, sell, or exploit any portion of the Site, the services, or digital products without express written permission from us.
 - 
Use any "robot," "spider," or other automatic device, process, or means to access the Site for any purpose.
 
2. Intellectual Property
All content on this Site, including text, graphics, logos, images, and digital products (such as checklists and templates) is the property of Kelley Accounting & Financial Services and is protected by copyright and other intellectual property laws.
When you purchase a digital product, you are granted a single-user license for personal or internal business use only. You may not share, resell, or redistribute these products.
3. Purchases and Payments
We offer digital products and professional services for sale on the Site.
- 
Payment: We use a third-party payment processor (e.g., Wix Payments) to handle all transactions. You agree to provide current, complete, and accurate purchase and account information for all purchases made via the Site.
 - 
Digital Products: Due to the digital nature of our products, all sales are final. We do not offer refunds for any digital product purchases. Please ensure you have read the product description carefully before purchasing.
 - 
Services: Terms for bookkeeping and accounting services will be outlined in a separate client agreement.
 
4. Free Consultations
We offer a free initial consultation to prospective clients. Booking a consultation does not create a client-accountant relationship. This relationship only begins after a formal, signed engagement letter or client agreement is executed.
5. Professional Disclaimer
The information provided on this Site—including blog posts, checklists, templates, and general advice—is for informational purposes only. It does not constitute professional, financial, tax, or legal advice.
Kelley Accounting & Financial Services is not a law firm or a substitute for an attorney. Your use of this Site does not create an accountant-client relationship. You should consult with a qualified professional for advice tailored to your specific financial situation.
6. Limitation of Liability
In no event shall Kelley Accounting & Financial Services, nor its owner, employees, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, or other intangibles, arising out of or in connection with your use of the Site or products purchased from the Site.
7. Changes to These Terms
We reserve the right to modify these Terms at any time. We will alert you to any changes by updating the "Last Updated" date of these Terms. Your continued use of the Site after such changes constitutes your acceptance of the new Terms.
8. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of [Your State, e.g., Georgia], without regard to its conflict of law principles.
9. Contact Us
If you have any questions about these Terms, please contact us at:
Kelley Accounting & Financial Services Email: kelleyacctng@gmail.com Phone: (678) 670-2022